Our team recognizes that everyone's Comprehensive Liability Insurance Policy comes with its unique deductible and the amount significantly impacts the cost of your policy monthly, quarterly, semi-annually or annually payments.

For example: the lesser amount of Deductible, the cost of the Policy is significantly higher. However, with a significantly higher amount of Deductible, the cost of the identical Policy is significantly lower. However, throughout the Continental United States, the most utilized Deductible is between $500.00 and $1,000.00, which keeps the annual cost of your Automobile Comprehensive Insurance Coverage significantly lower.

However, in most cases, accident(s) comes at the most unsuitable, unpredictable and inappropriate time, usually when extra funds are not anticipated and therefore, may need to utilize your savings, or borrow the required deductible, which puts you in a very compromising position. Accidents are unpredictable, always unexpected and at the most inopportune time. 

By becoming a member and paying a calculated Annual upfront fee of 25% of the Deductible Amount, you gain access to a valuable benefit - we cover your entire Deductible Amount associated with your Comprehensive Collision Liability Insurance Policy. By becoming a member, you have eliminated any/all anxiety and stress of having to fulfill any obligation of your prescribed Deductible Amount in the event of an untimely automobile accident, which you were at fault. By your membership, you have eliminated any/all anticipation of possible undue hardship to you and your family members.